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  • Funds from missing Ledger Nano S January 16, 2019
    I'm really just hoping the answer to this isn't what I think it is, but I feel like I have to ask. My ledger was broken (not connecting) and then it went missing (either lost or stolen), along with the passphrase card (yep, should have just taken a picture). 16k lumens or so, gone? submitted […]
    /u/Pymonte
  • r/Stellar Daily Chat - Wednesday January 16, 2019 January 16, 2019
    Welcome to r/Stellar Daily Chat! Please share the latest Stellar product news & announcement speculations in this thread. Must Read r/Stellar Rules - https://www.reddit.com/r/Stellar/wiki/rules Getting Started - https://redd.it/8h0grg Stellar Syllabus - https://novicedock.com/learn/cryptocurrency/stellar My Lumen FAQ - https://redd.it/7o27wc Inflation FAQ - https://redd.it/8b6snn Scam Alert Protect yourself against scams and media impersonators!! The official links are: https://stellar.org […]
    /u/AutoModerator
  • How does Stellar manage to cut the cost of remittances? January 16, 2019
    Disclaimer: I'm not a developer and just starting to learn Stellar and reading the documentation The way (international) payments work (simplified): When making a purchase on an app, the payment gateway is not actually settling the payment... it is passing the order to your bank (or other merchant account). your bank and your vendor's bank […]
    /u/moumous87
  • Question about pool pay out January 15, 2019
    If I keep my lumens in my ledger cold storage, on the wallet built into there, will I still get my payouts? Or do I have to leave the wallet on my desktop for it to continue? Also could someone give me a quick breakdown of photons. I’ve been reading threads and just don’t get […]
    /u/curiousity103
  • New Photons distribution scheduled for 2019-01-22 January 15, 2019
    As mentioned in the initial post introducing Photons, each week we will publish the Distribution List for the previous week’s contributions. After the first week, we will publish the Distribution List (in a csv) to provide transparency about how points are awarded. The list will only include people who earned karma during the prior week, […]
    /u/CommunityPoints
  • StellarBurrito, a simple way to approach Stellar development January 15, 2019
    Hi guys! I'm a Stellar developer and several days ago I started writing a wrapper for the stellar's official JS SDK. But what it means? I start writing some simplified function that you can use for doing basic stellar operations without taking care about creating a transaction, adding operations, fetch seq number etc.. ​ Here […]
    /u/andreaborio
  • Stellar horizon helm chart January 15, 2019
    I built a helm chart for Stellar, https://github.com/helm/charts/pull/10661 ​ Feedback and enjoy. submitted by /u/drecute [link] [comments]
    /u/drecute
  • Missing 14k+ lumens after upgrading wallet 😔 Can someone help? January 15, 2019
    submitted by /u/waisenkind [link] [comments]
    /u/waisenkind
  • Compatible Blockchains for the Fintech Projects. Is Stellar one of them? January 15, 2019
    submitted by /u/nina_duschenko [link] [comments]
    /u/nina_duschenko
  • r/Stellar Daily Chat - Tuesday January 15, 2019 January 15, 2019
    Welcome to r/Stellar Daily Chat! Please share the latest Stellar product news & announcement speculations in this thread. Must Read r/Stellar Rules - https://www.reddit.com/r/Stellar/wiki/rules Getting Started - https://redd.it/8h0grg Stellar Syllabus - https://novicedock.com/learn/cryptocurrency/stellar My Lumen FAQ - https://redd.it/7o27wc Inflation FAQ - https://redd.it/8b6snn Scam Alert Protect yourself against scams and media impersonators!! The official links are: https://stellar.org […]
    /u/AutoModerator

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What Is Stellar ?

Jed McCaleb who also created eDonkey and Joyce Kim founded in early 2014 an open-source protocol for value exchange purposes, called Stellar. Some of its board members and advisory board members are Patrick Collison, Matt Mullenweg, Keith Rabois, Joi Ito, Greg Stein, Naval Ravikant and Sam Altman. The Stellar Development Foundation supports the Stellar protocol.

There are various nonprofits and businesses in the developing world who started to use Stellar as financial infrastructure. Praekelt Foundation, for instance, wants to incorporate Stellar into Vumi, its open-source messaging app, with the purpose of allowing girls from the Sub-Saharan Africa to save money in the form of airtime credits.

Oradian is a cloud-based banking software company that wants to use Stellar as means of connecting microfinance institutions (or MFIs) from Nigeria.

 

More partnerships were announced in December 2016, in countries like India, West Africa and the Philippines.

Stellar and IBM formed a partnership in October of 2017 to speed up the global payments.

When it was launched, Stellar was based on the Ripple protocol. Stellar separated when it made critical changes to the consensus code. Joyce Kim, Stellar’s co-founder, said in the aftermath that the Ripple protocol was flawed, however the declaration was questioned by Stefan Thomas, of Ripple Labs CTO, in a blog post.

 

After this, the Stellar Development Foundation wrote a brand new code, thus updating the protocol with a new consensus algorithm. This new code and whitepaper were announced in April 2015, while the upgraded network was finally available for accessing in in November 2015.