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  • r/Stellar Daily Chat - Sunday September 27, 2020 September 27, 2020
    Welcome to r/Stellar Daily Chat! Please share the latest Stellar product news & announcement speculations in this thread. Must Read Stellar Roadmap r/Stellar Rules Getting Started Learn Stellar Stellar Syllabus My Lumen FAQ Scam Alert There are NO airdrops, giveaways, staking, inflation mechanisms, or 'free lumens'. Beware of MEMO-PHISHING attempts and FAKE AIRDROPS. Do not […]
    /u/AutoModerator
  • Attention NYC Stellar Community! Comment with any creative ideas you have. September 26, 2020
    submitted by /u/bdgold [link] [comments]
    /u/bdgold
  • r/Stellar Daily Chat - Saturday September 26, 2020 September 26, 2020
    Welcome to r/Stellar Daily Chat! Please share the latest Stellar product news & announcement speculations in this thread. Must Read Stellar Roadmap r/Stellar Rules Getting Started Learn Stellar Stellar Syllabus My Lumen FAQ Scam Alert There are NO airdrops, giveaways, staking, inflation mechanisms, or 'free lumens'. Beware of MEMO-PHISHING attempts and FAKE AIRDROPS. Do not […]
    /u/AutoModerator
  • 1,000 XLM Reward - Help Me Recover My Lost XLM September 26, 2020
    Hello Everyone, ​ I am offering a reward of 1,000 XLM if you can help me recover my lost / misplaced XLM. ​ A few weeks ago, I sent 5,200 XLM from my Trezor wallet to Coinbase. The XLM never showed up in my XLM wallet in Coinbase. Coinbase has not responded to any of […]
    /u/HowToBeARedditor
  • r/Stellar Daily Chat - Friday September 25, 2020 September 25, 2020
    Welcome to r/Stellar Daily Chat! Please share the latest Stellar product news & announcement speculations in this thread. Must Read Stellar Roadmap r/Stellar Rules Getting Started Learn Stellar Stellar Syllabus My Lumen FAQ Scam Alert There are NO airdrops, giveaways, staking, inflation mechanisms, or 'free lumens'. Beware of MEMO-PHISHING attempts and FAKE AIRDROPS. Do not […]
    /u/AutoModerator
  • r/Stellar Daily Chat - Thursday September 24, 2020 September 24, 2020
    Welcome to r/Stellar Daily Chat! Please share the latest Stellar product news & announcement speculations in this thread. Must Read Stellar Roadmap r/Stellar Rules Getting Started Learn Stellar Stellar Syllabus My Lumen FAQ Scam Alert There are NO airdrops, giveaways, staking, inflation mechanisms, or 'free lumens'. Beware of MEMO-PHISHING attempts and FAKE AIRDROPS. Do not […]
    /u/AutoModerator
  • Stellar Virtual Meetup LATAM in under 2 hours! September 23, 2020
    In under 2 hours, the Stellar Virtual Meetup LATAM in Spanish will start! Listen to Jack Saracco, Business Development and Partnerships Director at Settle, and learn more about how remittances and cross-border payments work on Settle. Find out the latest about Vibrant from Carola Fandino, a Stellar-based wallet that seeks to protect its users from […]
    /u/StellarAnke
  • Stellar, Tempo, Flutterwave on Cross-Border payments top 150 organizations list. September 23, 2020
    submitted by /u/antb123 [link] [comments]
    /u/antb123
  • r/Stellar Daily Chat - Wednesday September 23, 2020 September 23, 2020
    Welcome to r/Stellar Daily Chat! Please share the latest Stellar product news & announcement speculations in this thread. Must Read Stellar Roadmap r/Stellar Rules Getting Started Learn Stellar Stellar Syllabus My Lumen FAQ Scam Alert There are NO airdrops, giveaways, staking, inflation mechanisms, or 'free lumens'. Beware of MEMO-PHISHING attempts and FAKE AIRDROPS. Do not […]
    /u/AutoModerator
  • Stellar, Kraken, and 0x Awarded Board Seats at Top Crypto Lobbying Association September 23, 2020
    submitted by /u/godlikemusic [link] [comments]
    /u/godlikemusic

What Is Stellar ?

Jed McCaleb who also created eDonkey and Joyce Kim founded in early 2014 an open-source protocol for value exchange purposes, called Stellar. Some of its board members and advisory board members are Patrick Collison, Matt Mullenweg, Keith Rabois, Joi Ito, Greg Stein, Naval Ravikant and Sam Altman. The Stellar Development Foundation supports the Stellar protocol.

There are various nonprofits and businesses in the developing world who started to use Stellar as financial infrastructure. Praekelt Foundation, for instance, wants to incorporate Stellar into Vumi, its open-source messaging app, with the purpose of allowing girls from the Sub-Saharan Africa to save money in the form of airtime credits.

Oradian is a cloud-based banking software company that wants to use Stellar as means of connecting microfinance institutions (or MFIs) from Nigeria.

 

More partnerships were announced in December 2016, in countries like India, West Africa and the Philippines.

Stellar and IBM formed a partnership in October of 2017 to speed up the global payments.

When it was launched, Stellar was based on the Ripple protocol. Stellar separated when it made critical changes to the consensus code. Joyce Kim, Stellar’s co-founder, said in the aftermath that the Ripple protocol was flawed, however the declaration was questioned by Stefan Thomas, of Ripple Labs CTO, in a blog post.

 

After this, the Stellar Development Foundation wrote a brand new code, thus updating the protocol with a new consensus algorithm. This new code and whitepaper were announced in April 2015, while the upgraded network was finally available for accessing in in November 2015.