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  • Where can I find a confirmed and latest list of ISO 20022 compliant cryptos? December 17, 2025
    I've been reading about the ISO 20022 standard and how important it is for the future of payments and blockchain. As someone interested, I wanted to learn more about which cryptocurrencies are officially following this standard. I already did research online and saw lots of different lists and varying claims. I even saw comments saying […]
    /u/Tharaphi-Letner
  • Hedera HBAR vs. Stellar XLM: Financial Inclusion at Scale December 17, 2025
    submitted by /u/Ok_Diet8566 [link] [comments]
    /u/Ok_Diet8566
  • UI to track wallet Blend liquidity pools positions December 16, 2025
    Historical data, charts, projections, and more. I just saw this link on Discord and found it personally useful, so I decided to share it. Only a public wallet key is needed. submitted by /u/Alex0007lolpvp [link] [comments]
    /u/Alex0007lolpvp
  • Possible scam / misleading guidance in Stellar Discord support? December 15, 2025
    Sharing an experience to sanity-check with the community. We’re debugging intermittent Stellar mainnet transaction failures (timeouts, NOT_FOUND, TRY_AGAIN_LATER) affecting normal lender flows in a production app. I raised this in the official Stellar Discord, was asked to open a ticket, and a mod named Jack reviewed a failed transaction screenshot. He then claimed: The wallet […]
    /u/AdhesivenessLocal353
  • /r/Stellar Weekly Discussion Thread December 14, 2025
    Welcome to r/Stellar Weekly Discussion Thread! Please utilize this thread for all general discussions about Stellar, market speculation about XLM, memes, and speculation about upcoming announcements or projects! Stellar Communities Discord: Stellar Developers - Official SDF Discord: Stellar Global - For Everything Stellar r/XLM - Sister Subreddit Must Read Learn about Stellar Basics Stellar Smart […]
    /u/AutoModerator
  • Build Ideas for Stellar Related Mobile Apps December 13, 2025
    I don't know if any developers hang out here, but I was thinking maybe we could start a discussion on what kind of mobile or web apps that would be useful for people ? Does anyone have any ideas they are willing to share or talk about ? I've thought a bit but had a […]
    /u/Rich_Lingonberry825
  • Stellar Tacks On RWA Pipeline; XLM Price Flashes Bullish December 12, 2025
    submitted by /u/TeaPurpp [link] [comments]
    /u/TeaPurpp
  • Stellar is part of DTCC's multi-chain system December 12, 2025
    That can already be said with certainty. Tomer Weller also tweeted this DTCC news https://x.com/tomerweller/status/1999285041340514718?s=20 https://www.dtcc.com/news/2025/december/11/paving-the-way-to-tokenized-dtc-custodied-assets Official confirmation will be available within a few months. Production phase will begin in the second half of 2026 submitted by /u/Head-Adeptness1676 [link] [comments]
    /u/Head-Adeptness1676
  • MoneyGram and Fireblocks Partner to Supercharge Global Treasury Management Using Stablecoins and Real-Time Payments December 9, 2025
    https://www.prnewswire.com/news-releases/moneygram-and-fireblocks-partner-to-supercharge-global-treasury-management-using-stablecoins-and-real-time-payments-302632684.html Question? Will Stellar USDC continue to be the only final connection? Which opens up access to MoneyGram raps? If that's how it's going to go, it's a big win for Stellar. If anyone knows, please tell me. https://developer.moneygram.com/moneygram-developer/docs/integrate-moneygram-ramps submitted by /u/Head-Adeptness1676 [link] [comments]
    /u/Head-Adeptness1676
  • Hmmmmm, interesting price per coin.. nah, it’s nothing 🤣 December 5, 2025
    submitted by /u/Kontrav3rsi [link] [comments]
    /u/Kontrav3rsi

What Is Stellar ?

Jed McCaleb who also created eDonkey and Joyce Kim founded in early 2014 an open-source protocol for value exchange purposes, called Stellar. Some of its board members and advisory board members are Patrick Collison, Matt Mullenweg, Keith Rabois, Joi Ito, Greg Stein, Naval Ravikant and Sam Altman. The Stellar Development Foundation supports the Stellar protocol.

There are various nonprofits and businesses in the developing world who started to use Stellar as financial infrastructure. Praekelt Foundation, for instance, wants to incorporate Stellar into Vumi, its open-source messaging app, with the purpose of allowing girls from the Sub-Saharan Africa to save money in the form of airtime credits.

Oradian is a cloud-based banking software company that wants to use Stellar as means of connecting microfinance institutions (or MFIs) from Nigeria.

 

More partnerships were announced in December 2016, in countries like India, West Africa and the Philippines.

Stellar and IBM formed a partnership in October of 2017 to speed up the global payments.

When it was launched, Stellar was based on the Ripple protocol. Stellar separated when it made critical changes to the consensus code. Joyce Kim, Stellar’s co-founder, said in the aftermath that the Ripple protocol was flawed, however the declaration was questioned by Stefan Thomas, of Ripple Labs CTO, in a blog post.

 

After this, the Stellar Development Foundation wrote a brand new code, thus updating the protocol with a new consensus algorithm. This new code and whitepaper were announced in April 2015, while the upgraded network was finally available for accessing in in November 2015.